Elizabeth Adjin-Tettey makes fabulous contributions at the nexus where public policy intersects with private law.  An example of her exploration of that kind of question is readily available in “Protecting Survivors of Domestic Violence within the Insurance Regime:  Opportunities to Seek Termination or Variation of Insurance Contracts”.  That piece explores the rationales for allowing private parties to interfere in the design of insurance contracts where the life or health of the person whose life is insured may be at risk because of the activities of the policy holder.