“Transparently Opaque:  Understanding the Lack of Transparency in Insurance Consumer Protection” is a hefty American-style law review article.  Daniel Schwarcz approaches the regulatory spectrum by comparing consumer protection regulation with insurance regulation.  The piece argues insurance regulation is flawed because it lacks some of the transparency features of consumer protection regulation.  It’s rare to find a thoughtful, detailed, theoretically engaging piece on insurance regulation – here’s a good entrance to the genre.