Dalhousie University blogs

The ways EFAP can help with your Financial Health

April 28, 2020 Janice MacInnis Leave a Comment

Contact our Employee and Family Assistance Program (EFAP) at 1-800-387-4765 or workhealthlife.com to get support on any of the following topics:

Debt and Credit

Credit Counselling
Help with Collection Agencies
Student Loans
Refinancing
Delinquent Bills and Rent Problems

Retirement Planning

Investments, RRSP’s, Pensions
Estate Planning
Budgeting
Early Retirement Savings Plan

Divorce Settlement

Financial impact to assets and debts
Tax consequences of Separation/Divorce
Life Transitions

Tax Planning

Income Tax (Personal and Business)
G.S.T, P.S.T and H.S.T

Mortgage/Real Estate Planning

Features of different types of Mortgages
Which banks to look out for when qualifying for a mortgage
The Importance of being pre-approved

Termination

Severance Package
Deferring employment income to save tax
Going on unemployment Insurance
Creating a new Budget
How do I keep up?

Estate Planning

Wills, Estates
Death Benefits – C.P.P
Death Insurance

Bankruptcy (referred to Trustee)

Bankruptcy claims
What assets you can lose and keep
How it affects your credit rating
Trustees in Bankruptcy and what they can do for you

Other

General budgeting
Life Insurance
Stocks, Mutual Funds, Bonds
Financing your own, or your child’s education

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